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The Matchmen.com :: Available Credit
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Available Credit |
At Thematchmen.com, we've put together a range of special finance options that provide customers who prefer not to pay by credit or debit card at the time of order, with an easy and attractive alternative. Thematchmen.com’s online finance with Able2Buy, is the convenient way to get your hands on the products you want today without breaking the bank! In short, our online finance options give you the ability to spread the cost of the products you want NOW, over a time frame that suits your budget. Read on for more information, including specific examples and your questions answered.
Just follow the guide below……………..it’s easy!
Choose the item you want and add to your basket
#Please note# Payment Option only available on orders over £299
With over 2,000 products there is lots to choose from!
Buy Now Pay Later
After you have added the item to your basket, follow the online instructions and choose the buy now pay later option. There will be NO deposit and NO set up fees. If you want more information on the payment option we offer see below.
Online application
When it's time to pay you will be taken to the secure Able2Buy online application form which will take just a few minutes to complete.
IMPORTANT:
Because we are unable to process your order until we have received your signed credit agreement, it is not possible to offer Next day Delivery through Buy Now Pay Later. We apologise for any inconvenience this may cause.
Buy Now Pay Later offers you the chance to buy the goods you want and pay for them interest free 6 or 12 months later.
Take advantage of nothing to pay and no interest charges for 6 or 12 months on all orders over £299.
After the deferred period you can pay off the amount in full and pay no interest (paying an administration fee of £29) or spread the cost with fixed monthly payments . Here’s an example to show you how much you could pay: £299 cash price, deferred period 6 months, 36 monthly repayments of £13.79, total amount payable £496.44, 29.8% APR typical.
Interest bearing finance,
You can spread the cost of your purchase over 36 or 48 months and pay no deposit with our interest bearing finance. Here’s an example for you to see how much you could pay: £299 cash price, 36 monthly repayments of £10.85, total amount payable £390.63, typical APR 19.9%
Please note, in order to apply for finance with able2buy you must:
• Be aged 18 or over
• Be a permanent UK resident (minimum 3 years)
• Be in full-time employment (i.e. 16 hours or more per week) OR
• Self-employed OR
• Retired and over 50 years of age OR
• in receipt of an invalidity or disability allowance
Credit is subject to status to UK residents aged 18 years or over. Credit arranged by Matt E-Commerce Solutions Limited, 400 Metroplex, Salford, Manchester, M50 2UE.
Why has my application been referred?
In most cases we are able to make a decision based on the application details submitted. However there are some occasions when we require either further information about you or we need to re-confirm some of the original information supplied in order for the correct decision to be made on the application. In all cases please ensure that the information requested on the credit application is correct and up-to-date.
Why was I declined?
Unfortunately due to the data protection laws Able2Buy are not given the reason why a customer is declined for credit. However if you wish to find out more about your credit status we advise that you contact the consumer credit agency, Experian or Equifax. Their website addresses are;
www.experian.co.uk
www.equifax.co.uk
What is the deferred period on my credit agreement?
The deferred period is the period where no payments are requested by the finance company. However during that period if you wish to make payments to the credit balance you can by contacting the finance company directly,
Their contact details will be on your credit agreement.
Will I incur additional charges if I choose to settle in full after the deferred period?
You may incur additional charges if you decide to settle the balance in full after the deferred period. If you wish to pay off the agreement before the end of the term you should contact the finance company to request an accurate settlement figure.
When will I start making the direct debit payment and will I be notified?
The finance company will send you a ‘welcome’ letter advising you of their contact details and when the first direct debit payment is due.
I have changed my mind and wish to cancel my credit agreement, how can I do this?
If you no longer wish to purchase the goods and therefore wish to cancel your credit agreement please contact us. We will then arrange to cancel the agreement with Able2Buy.
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The Matchmen Fishing Tackle Shop - VAT No. 839178879